It is your money. You are welcome to do what you wish with it. We gave you ideas what it could be or what it could not be. Only way to find out, is to contact the proper channels, to have the problem fixed. As for taking time off, I get paid by my employer to do that. I do not mind hanging out in the house for the day, waiting for a tech.
Usually I get more done on my day off, when everyone else is at school & work, then I do when they are in the house.